To the dedicated doctor who loves medicine but is exhausted from two years of fighting COVID-19…working 60+ hours a week…paying too much in taxes…and never seeing family and friends…
What if this year, you could create an additional, non-clinical source of income for yourself…one that could bring you $100,000 in your first year of doing so?*

*or more

For years, doctors have believed their clinical salaries were enough. And then, COVID-19 arrived on the scene.

Two years ago, the medical profession declared war on COVID-19. As a doctor, you went to the mattresses: working 80-hour weeks taking care of patients who were dying in droves of a novel, highly contagious virus…all without getting COVID yourself or spreading it to your family (or, we hate to say it, worse). 

 

For two years, you’ve had to make like Dory. 

Just keep swimming. 

Just keep taking care of patients, just keep fighting, just keep hoping people will wear masks, practice social distancing, and get the vaccines that were developed to save their lives. 


Now it’s 2022…and the COVID-19 war is not over. In fact it’s getting worse—because now it’s the doctors and staff who are getting sick in droves. This leaves fewer and fewer staff to care for the COVID-19 patients that just keep coming. 


And somehow you’re supposed to just keep swimming in spite of the overwhelming amount of patients to care for and work to be done. 


How much longer can you just keep swimming when there’s no end in sight? 

 

The hope you held for 2022 is hanging on by a thread.


But the truth is, the medical system was broken even before the pandemic hit.

Even before Covid-19, you saw what was happening to the medical profession.


The system shifted away from prioritizing patient care toward as many patient encounters as possible in a day. Sometimes you have to see 30-40 patients per day and find time to jump through administrative hoops like quality metrics and prior authorizations.


Sixty-hour work weeks were becoming the norm. Taking work home and charting at night was becoming the status quo. And taking time off for more than a few days at a time was becoming nearly impossible.


It's not that you're uncompensated. Although when you do the math, your hourly rate isn't that great...and it just keeps getting lower the more time you put in.

Because the more time you spend at work, the less time you have for your family—you know, the people you love the most in the world.


Less time means missing date nights with your partner, your children's birthday parties, and holiday celebrations with family and friends. It means shorter summer vacations and skipping trips back home because you couldn't get the time off from work.

Do you really want that? Probably not.


But do you really have a choice?


You need money to take care of your family.


Without your doctor's salary, how will you ever be able to do that?


It's time to create an additional, reliable source of income for you and your family.

One that doesn’t require you to work more clinical hours—and puts you in control of your earning potential. Does such a thing really exist? It does. 

$$

And it's called: investing in cashflowing rentals.


Fact: It’s possible for you to make $100,000 in your first year of investing in cashflowing rentals #MicDrop

We’ve run the numbers.
We’ve done it ourselves.
And we’ve watched many of our students achieve those 6-figure goals.

So we know it’s fully feasible for a doctor like you to make $100,000 in your very first year of investing in cashflowing rentals (if you do it right). 

 

Where does that $100,000 come from? It’s a combination of tax-free cashflow, debt pay down by your renters, market and forced appreciation, and tax savings.


No matter how you slice it, the returns you get through the stock market investments don't even come close, and they take decades to give you results.


Do you really want to wait 20 to 30 years to be able to enjoy your life?


We don't think anyone should have to wait that long to get financially free.


So how do you learn how to invest in cashflowing rentals?
Enter:

Learn everything you need to know about building a real estate portfolio that can bring in the benefits (and Benjamins!) of steady income and massive tax breaks in just 7 weeks

Zero to Freedom is a hands-on 7-week course for doctors and high-income professionals that guides you, start to finish, through the entire process of finding, selecting, and ultimately purchasing your first rental property...so you can start increasing your monthly revenue and protecting your income from taxes right away.


We’ll be honest—for this to work, you’ll need to be focused and willing to put in effort. There will always be factors outside your control. But in our course, you’ll learn the fundamental skills for purchasing properties and then turning them into profit-generating machines.


During our class you'll make progress each week:


⇉  Learn how to choose the right market for you, using the right investing strategy, so you can actually earn cashflow and mitigate risk because you’re buying the right properties.


⇉ Get connected to the right investing team of agents, insurance brokers, lenders, asset protection lawyers, CPAs, and specialists in cost segregation, 1031 exchanges, bookkeeping, and more. As our students, you’ll have access to our exclusive, vetted list of vendors that our community has used to build their cashflowing portfolios.


⇉ Shelter your clinical income from taxes when you learn how to leverage tax strategies specific to real estate investments.

Most real estate investing courses were not designed for people like us.

Most real estate investing courses were designed for people who don't have the income and savings to qualify for loans.


As a higher-income earner, this isn't your primary concern. So why pay for information you don't need?


What you need is information about how to make money from real estate without having to give most of it to Uncle Sam (AKA, end up having to pay more taxes), in a way that mitigates risk and keeps you financially protected.


Because if you do it right, you can create that additional significant, reliable source of income and a tax shelter that protects your real estate...and sometimes your clinical income too.


We—and many of our students—have generated multiple six-figures of cashflow in fewer than 3 years.

Zero to Freedom is an action-based class. Many students make offers, get properties under contract, and even close on those properties during the course...because we showed them how to piece together every single part of the investing journey in real estate.


The Zero to Freedom Curriculum

There are 6 main modules inside Zero to Freedom. Each training component is designed to give you the knowledge and confidence you need to become a competent and confident real estate investor. While the course material is dripped out “live” over 7 weeks, you will have lifetime access to the course material once the live component has ended.

Pre-Course: Laying the Groundwork for Investing Success

As soon as you purchase Zero to Freedom, you’ll be given access to this pre-course module that gets you ready to invest for success. You’ll start setting up your real estate business by choosing an investment market, creating your business name and email addresses (which is important for tax purposes), and setting up your LLC structure(s) if you so choose. You’ll also be introduced to residential and commercial lenders.

Module 1: Identifying Your Why and Your Goals

Module 1 is about laying a strong foundation for real estate investing. The foundational elements include knowing your “why” for investing in real estate, establishing clear goals, and identifying your inner obstacles and fears so you can overcome them. We know from experience that it’s absolutely essential to do this work if you want to succeed in investing—which is why we set aside time to do it together as a group.


We wrap up this first module by giving you a high-level overview of our proprietary cash-on-cash (COC) calculator. Understanding COC return is critical for making good investment decisions. We’ll do this analysis weekly so you can understand the many layers behind this simple yet powerful analysis.

Module 2: The One Strategy

Module 2 is about learning the only strategy you’ll need to be a successful real estate investor: the Core Acquisition Strategy. There are other, more advanced strategies, but until you master the Core Acquisition Strategy, you simply won’t be able to succeed with the others.


All of our properties were purchased using this strategy, and we’ve used it to build our real estate portfolio and grow our cashflow quickly. That’s how we know it works. Period.


You’ll also start building your real estate investing team by connecting with lenders and insurance brokers in our network. Of course, you’re free to find your own. But these are the people and companies we know and trust to help us with our deals.

Module 3: Build Your Team and Learn Your Market

During Module 3 you’ll continue to build out your team. We can’t emphasize enough the importance of having the right team in place. Most people fail (and sometimes, lose everything they’ve invested) simply because they had the wrong people on their team.


This week we’ll show you how to identify and select a property manager and a contractor. We’ll also give you a game plan for learning the details of your market. The better you know your market, the more likely you are to make educated and informed investment decisions.

Module 4: Create a Deal Funnel

The truth is, you have to see a lot of real estate deals before you can find a good one. Many people don’t have enough deals coming their way. That means they grab whatever they can get—which is a strategy that’s destined to fail.


Module 4 is about creating a reliable and steady source of real estate deals so now and in the future, you have access to great investment opportunities. This is when you add what’s known as investor agents to your team. We’ll be blunt: it’s hard to get access to great investor agents by yourself. We’ll make introductions to our exclusive list of investor agents, which will save you lots of time and stress trying to find one yourself.

Module 5: How to Find Deals and "Lock It Up"

Module 5 is about the other half of creating a deal funnel: finding those good investment deals on your own. In fact we’ve found over ¼ of our properties ourselves by using the strategies we teach. In this module, we show you which apps and online resources we personally use to evaluate deals and how to use them.

 
Whether you’re finding your own deals or evaluating deals brought to you by your agents, you absolutely need to understand how to accurately evaluate them and find what we call “hidden value” so you can really make your rentals cashflow!

 
You’ll also learn how to “lock up” a deal. “Lock it up” is a critical strategy for buying investment properties. Many new investors don’t understand this step because they’ve only been through the purchase process of buying their own home. The result? They treat buying an investment property the same way—and lose out on countless great deals because of it.

Module 6: Due Diligence

Once you’ve locked up a property and have a purchase and sale agreement, you only have a few weeks to do your due diligence: an inspection, a contractor walk-through, getting your property manager on board, etc.

 
In Module 6 you’ll learn how to do that so you can negotiate the best price for buying the property and most importantly, reduce your risk by understanding the potential landmines that can blow up a deal.

Best of all, you won’t be doing this alone. LIVE support is available every single day of the live course!*

Zero to Freedom course material is dripped out every week for 7 weeks. During those 7 weeks, you’ll have access to daily LIVE support—if you need it—in the form of:


  • Weekly Q&As with Leti and Kenji! After we release each module, we’ll hold a live Q&A session with your semi-retired instructors. Afterward, we upload a recording of the session inside the course members’ area. These are optional live sessions where you’ll get to ask Leti and Kenji questions about the course. The Weekly Q&As will be held on Thursdays and last for 2 hours. 
  • Daily open office hours with the ZTF coaches (five days a week). Get answers to your questions about the course, cash-on-cash calculations, market choice, and more from our experienced coaches who have taken ZTF and own investment properties themselves. This is another completely optional resource for you. These sessions will be held on Mondays, Tuesdays, Wednesdays, Fridays, and Sundays and last for 2 hours each.
  • Weekly peer-to-peer open office hours. Meet with your fellow students for support, accountability, and community. Our Chief Experience Officer facilitates these (optional) sessions, and will be held twice on Saturday for one hour each.


(*Please note: your attendance at these events is NOT mandatory! They are optional.)


You’ll also have access to a members-only Facebook group—where you can get even more support for your course and investing questions! Joining the group is optional, but strongly encouraged. You’ll learn so much just reading the posts and comments that you really don’t want to miss out.


And, once the 7 weeks are over, you’ll get 60 days of free access to Empire Builders, our membership site for Zero to Freedom alumni to continue their education and access to our support. (This will be offered after the course is completed.)


Evergreen components:

  • Our exclusive network of 385+ experienced investor agents. Investor agents are hard to find. This saves our students hundreds of hours searching for knowledgeable agents who can bring them off-market deals.
  • Our expansive network of trusted financial people: commercial and residential lenders, CPAs and tax accountants, insurance brokers, asset managers, bookkeepers, and people who specialize in cost segregation and 1031 exchanges. Many of these are people we work with ourselves.
And, Get an Additional $1799 in Real Estate
Business Mindset and Strategy Training

BONUS #1: The “Backstage Pass” to Our Real Estate Portfolio: This is a behind-the-scenes look at our real estate portfolio that shares the details, the numbers, the cashflow, and all of the lessons we learned acquiring and managing each property. This is packed with learning pearls from your semi-retired mentors and is sure to unlock many real estate investing a-ha moments! We updated this in late 2021 to include information about newer properties we’ve purchased, as well. (Value: $400) Included with your ZTF tuition.

BONUS #2: Our “Mindset and Physician Wellbeing” course: There’s a real, studied correlation between financial stress and physician burnout. But that means there’s a positive link between reducing financial stress and increased physician wellness! The Wellbeing course is aimed at empowering physicians to take control of their finances. It contains 4 modules—so it’s shorter than ZTF, and you can go completely at your own pace. It’s the perfect complement to ZTF really. (Value: $800) Included with your ZTF tuition.

BONUS #3: The "Tax Benefits of Real Estate Investing" bonus module: This module covers all the ways leveraging real estate can lower the tax burden on your W-2 / 1099 income—and not just Real Estate Professional Status (REPS). It covers a lot of the tax benefits available to real estate investors, and includes interviews with CPAs with subject matter expertise in real estate investing. (Value: $400) Included with your ZTF tuition.

BONUS #4: Instant access to the 2021 Fast FIRE to Freedom Virtual Summit: Watch the replay of all of our Summit content! You’ll hear countless insights and learning pearls from 25+ doctor investors and their spouses about how investing in real estate has accelerated their journeys to FIRE (financial independence, retire early) freedom! (Value: $199) Included with your ZTF tuition.

Enroll in Zero to Freedom

Take the complete Zero to Freedom training program, dripped out over 7 weeks. You’ll always have lifetime access to the course material and future updates, networks, and bonuses.

Don't take our word for it—hear what our students have to say about Zero to Freedom
By the end of the course, you will:

Know the difference between a good investment property and a bad one—so you can make sound investment decisions.
Understand how to check and verify the numbers so you can account for market rents, property management costs, vacancy rates, rehab costs, and more—so you can accurately pre-determine your cashflow and decide if you want to move forward with a purchase.

Learn how to confidently negotiate and turn good deals into great ones.
Have the right team in place—so they can help ensure your properties are making money for you.
Get access to investor agents who will bring you good on- and off-market deals—so you don’t always have to search for them yourself.
Be able to implement key tax strategies—so you can reap great savings and in some cases, pay zero in income taxes.


Most importantly, you’ll have the confidence you need to know what in the heck you’re doing.


Here’s the timeline of Zero to Freedom:

Registration for the Winter 2022 class is open from Monday, January 31 through February 13, 2022. Once you enroll, you’ll be given immediate access to the pre-course module and the private Facebook group.

★ The live program is 7 weeks and runs from February 10 through March 27. Live Q&A sessions with Leti and Kenji will be held every Thursday from 3-5pm PT / 6-8pt (and recorded for those who are unable to attend). 


★ Weekly office hours with coaches will be offered throughout the week (schedules still being confirmed). 


★ After March 27, the private Facebook group will be archived so you can access it any time. As a new alumnus of Zero to Freedom, you’ll have 2 months of free access to Empire Builders, our learning and networking community for alumni. 


★ Once the initial 7 weeks are complete and all course material has been released, you’ll have lifetime access to the entire library of training materials (and ongoing updates)—so you can watch and review any time you like.


Hear from our students about what they learned during the course!

If you purchased our Zero to Freedom Through Cashflowing Rentals course (the “Course”), you are eligible for a full refund of your payment for the Course if you provide written notice at support@semiretiredmd.com until February 22, 2022.


Meet the semi-retired physicians who said hello to real estate and playing it smart... and now we're teaching everything we know to you.
Hi, we're Kenji Asakura MD and Letizia Alto MD.
About 7 years ago, we were newlyweds working as full-time hospitalists.

We began our medical journeys separately: Kenji went to the University of Pennsylvania for undergrad, and Johns Hopkins University for medical school; Letizia went to Hamilton College for undergrad, and the University of Vermont for medical school. But we met in Seattle at Swedish Hospital.


Despite having worked for several years already, we had very little savings. And our work schedules meant sometimes, we barely saw each other.

 
We were on a treadmill, getting nowhere fast. But we desperately wanted to take back our power and freedom—and reclaim ownership of our time.


So we asked ourselves:
What could our future look like, if there were no limitations?
➞ How would we spend our time?
➞ Who would we spend that time with?


We were excited by the possibilities before us. But we quickly realized our hospitalist positions would never help us achieve our dreams while we were still young.


That was the hitch: we didn’t want to wait. Those other tried-and-true strategies of saving money aggressively, working even more shifts, and pouring our money into stock market accounts would get us to financial freedom...in 20+ years.


Instead, we decided we’d achieve financial freedom in less than 5 years.


In reality? We did it even faster than that...because we bought good deals, increased the cashflow of our properties, and leveraged key tax strategies. While we started small, we currently have 150 cashflowing long- and short-term rental properties in our portfolio. We’ve replaced our clinical income through a combination of tax-free cashflow, debt pay down by our renters, market and forced appreciation, and tax savings.
We’ve taught 3,000+ doctors, high-income professionals, and their spouses how to invest in cashflowing rentals so they too can create extraordinary lives for themselves and their families.

We created Zero to Freedom because it wasn’t enough for us to achieve freedom for ourselves. We were so excited by what we had been able to accomplish, we had to share it with our fellow doctors. Since 2019, we’ve taught 3,000+ doctors, high-income professionals, and their spouses how to invest in cashflowing rentals so they too can create an additional source of income and become financially free.


But here’s what you might not know about us: we’re not just physicians or real estate investors. We’re entrepreneurs who together have built 4 multimillion-dollar businesses. To do that, we didn’t just invest in real estate; we invested in ourselves and our minds.


We’ve trained with some of the best minds in business: we’re part of Tony Robbins’ Platinum Partnership where we get exclusive business coaching and access to personal development events. We increased our investing knowledge by taking an advanced training program for passive syndications. Leti is a member of Keith Cunningham’s (the original ‘Rich Dad’ from Rich Dad, Poor Dad) mastermind. Kenji was previously a consultant for McKinsey & Company, and started three businesses himself (he created the first one during med school!)


As a result, we’ve developed a diverse and unique body of business knowledge—and it infuses everything we teach as business and real estate mentors. Many of our students have discovered how to succeed, and more quickly, because of what we teach based on our business experiences and personal investments in our education.


Our students who have put in the time to make this real estate investing strategy work for them have been able to do things like:

Make multiple six figures and more of annual cashflow from their real estate portfolios 
Collect six-figure tax refunds 
Build significant portfolios for themselves in less than two years—even though they started small 
Buy 60+ unit buildings from out of state—that’s how confident they’ve become with the finer points of purchasing properties. 
Leave jobs that don’t fulfill them, or find new jobs at practices with better schedules 
Spend more time with their families, travel, and finally feel free and empowered enough to decide when and how they work as clinicians*

We love watching our students free themselves to live extraordinary lives. And with your permission, we’d love to help you do the same thing.
If you don't find a way to make money when you sleep, you will work until you die.
-Warren Buffett

Is Zero to Freedom right for you?

It IS right for you if:

You don’t just want to contemplate investing in real estate. You actually want to do it.
You’re a leader who recognizes opportunities to improve your life...and seizes them.
 You are really, really motivated to cut back or quit your job in the next 5 years (or less).
 The idea of paying very little (or even zero) taxes makes you swoon.
 You love real estate...or, you are open to learning to love real estate because it’s the only way to achieve financial freedom as fast as possible (AKA Fast FIRE, if you know the lingo).
 You’re open to the idea of becoming an entrepreneur who does work to run an investment business.
 Someone in your family is a stay-at-home parent OR works half-time or less, so they have time to work on your business.
 You’re someone who doesn’t quit when inevitable challenges arise.

 Technology, apps, and digital learning are easy for you—or, you’re eager and willing to learn!

It is NOT right for you if:

 You need more time to decide if investing in real estate is something you really want to do.
You’re not interested in achieving financial freedom quickly.
You’re aren’t interested in trying something completely different.
You don’t really want to run a business—not even part-time.
You only want to be a W-2 employee.
You enjoy paying a significant amount of your salary in taxes.
Challenges completely overwhelm you and you struggle to bounce back.
 You’re not comfortable using technology and apps and you’re not willing to try.


Take the complete Zero to Freedom training program, dripped out over 7 weeks. 

You’ll always have lifetime access to the course material, networks, and bonuses.

5 Reasons Why a “Hot” Real Estate Market Should NOT Stop You

Maybe you’re sold on the idea of creating another revenue stream...but not so sure you should part with so much cash when the market is hot. What about when the (inevitable) crash happens? Will you be able to find deals...or will you be forced to pay too much? Is it worth spending the time to learn how to do so right now...or should you wait?


The truth is: no matter how the market is behaving, it's always the right time to start investing in real estate. Now is the time to secure the killer cashflowing properties that will help you reach your long-term goals. Here are 5 reasons why. 


 A hot market does not mean there are no deals. Even in this hot market, we as well as our students are still purchasing deals that cashflow well. For example, real estate properties aren’t always listed correctly (for example, one of our students found a listing for a single family home that turned out to be a triplex!) which means opportunities for hidden value that can drive up the value of the home. There are always inefficiencies in the market, so there are always deals available to people who have the right relationships…and once you’re in our network, you’ll be able to build those relationships for yourself.


No one can predict when the inevitable crash will happen. For example, in 2015, “experts” were predicting the crash that year— and it didn’t actually happen for another 4 years! That would have been 4 years of explosive growth we missed out on. If you buy the right types of properties, you might even be able to increase your rents. People will always need a place to live, and if you buy the types of properties we teach about in Zero to Freedom, the crash may not hurt you—and it might even help. 


Make the power of compounding work for you now, not later. Most of us have seen the graphs that show what happens to retirement accounts if you start socking away money at age 22 (right out of college) vs. age 29 (right out of residency). The 7-year gap makes a huge difference because of the power of compounding. But with real estate investing, the return averages can be much higher. (For us, they’re usually >25% a year.) So waiting to invest means missing out on some serious money. 


Get access to tax benefits sooner. If you want to claim Real Estate Professional Status (REPS), it can take time to be able to do so. In brief, REPS is a tax designation that can enable you to shelter active income so you can end up paying less income taxes. However, it can take time to achieve REPS. If it takes you a year or two to be able to do so, there’s significant value in starting today! 


Even if you don’t start buying properties immediately, get your education and build your investing team now, so you can jump on opportunities during the downturn. The market is usually flooded with deals during a downturn—and you want to be able to jump on them. This is your opportunity to get the knowledge you need and set up your investing team so you can jump on them. Contrary to what you might think—downturns are when wealth is made. Without the knowledge and the team to invest, you’ll lose time and opportunities to get those deals.


Frequently Asked Questions
  • What is the course structure? How does this whole thing work? Do I have to show up for live classes?
    The Zero to Freedom course is hosted on the Kajabi platform. When you enroll, you’ll be sent a login and password to the course, where you’ll get immediate access to the full pre-course module. After that, you’ll be given access to one module per week— they’re dripped out so that everyone in the class goes through it together! There are 6 main modules. Each module consists of short, pre-recorded video lessons accompanied by useful downloadable resources like worksheets and interview guides. Because the video lessons are pre-recorded, you can watch them whenever you have time.

    After we release each module, we hold a live Q&A session where you can get answers to your questions about the module, etc. If you can’t attend, no worries! The recording will be uploaded to the course. Finally, we will also be available to answer questions in our private class Facebook community group. After the 7-week course, the Facebook group will be archived. You won’t be able to post in the group after that, but you will be able to search the group for information.

    You will have lifetime access to the modules, and you’ll get yearly updates as the content is updated.
  • How many hours a week do I need to commit to taking the course? I have a busy physician schedule and I’m not sure if I have time.
    Our students typically spend 2-4 hours per week. However, don’t let that scare you. Here’s why.

    We ourselves have 3 kids. We have clinical responsibilities. We run *two* businesses—SRMD, and our real estate business.

    Just like you, our time is at a premium. So we know a thing or two about juggling responsibilities while taking on something new.

    So, we’re confident this course is doable for you. Here's why.

    1) One of the secrets of our success is breaking down any goal into smaller tasks that can be accomplished in 20-30 minutes. We designed our course using this principle. The videos and homework assignments can be completed in those pockets of free time everyone has.

    None of it requires a full day of work like you spend in the hospital or day job.

    In fact, many of our students have continued to work full-time and build an investment portfolio on the side. As Kenji likes to say, “Your investment portfolio can be as passive as you want it to be!”

    2) In addition, you normally have a full week in between modules to do your homework assignments.

    3) But we know you might get behind. Don’t worry, you’ll have life-time access to this course, including future updates to the course material. So you can catch up whenever you have time.
  • What if I can't make it to one of the live Q&As?
    Don’t worry, we’ve got you covered. Our Q&A sessions are recorded so you can view them when you have time. Do you have a question you’d like answered? You can email us your question ahead of time so it gets covered on the call. Also, the course comes with a private Facebook group where you can post your questions and get them answered by us, one of our experienced student coaches, or by another member of the community.
  • What happens if I get behind? Will I lose access to the course?
    If you get behind, don’t worry, you have life-time access to this course! So you can catch up whenever you have time. You’ll also have access to all future updates we make to the course material. Finally, once the live part of the course has finished, you’ll get free access to our membership community, Empire Builders, for 60 days.
  • Can my spouse take the course and join the community too?
    YES. We highly encourage you to have your spouse or long-term significant other take the course and join the Facebook group with you.

    That's because we know you'll be far more successful when you have their support!

    If you have a long-term partner or spouse who wants to take the course and join the Facebook community with you, we absolutely welcome them to do so at no additional charge.

    1) You and your partner will share a Kajabi account that you both log into. (It will be based on only one of your email addresses.)

    2) To join the Facebook group, just have them fill out the Facebook questions and list you as their partner! (Both of your accounts can join.)
  • What if I’m only interested in investing in short-term rentals? How is this course different from your short-term rental course, Accelerating Wealth?
    To explain the difference between the two courses, we'll use learning how to drive as an analogy.

    In this analogy, consider Zero to Freedom as a driver's ed course. Just as driver's ed will teach you how to drive any type of vehicle in any condition, Zero to Freedom is our comprehensive course that will teach you how to purchase any kind of rental property and maximize its profit. You’ll learn all the skills you need to buy your first rental property...whether that's a short-term or long-term rental, farmland, raw land, office buildings, commercial real estate...etc.! (Driver’s license.)

    Now if you're already a confident driver and you want to expand your driving adventure and buy a motorcycle, then you'll want to get specialized instructions. The motorcycle lessons in this analogy are Accelerating Wealth, our short-term rental course. Accelerating Wealth is only about short-term rentals: how to purchase, manage, increase profitability, and mitigate risk with STRs. (Motorcycle driver’s license.)
  • What is Fast FIRE?
    Fast FIRE (Financial Independence, Retire Early) is all about getting to financial freedom as fast as possible... while you're young enough to still really enjoy it

    You all know that stock market investing isn't going to get you to semi-retirement in 5 years. But investing in cashflowing rentals can.

    We've done it. We’ve helped our friends do it. We’ve helped our students do it. Will you let us help you do it, too?

    With the right knowledge, community, mentorship and determination, you can change your life using cashflowing rentals.

    Still not convinced? Read and watch the student testimonials.
  • Can I get CME for this course?
    Unfortunately, we are no longer able to offer CME for this course.

Of course, there are alternatives to taking our class.

You don’t have to enroll in Zero to Freedom in order to achieve financial freedom. Instead, you could:


  • Do it for “free” (and spend maybe 10-20 years doing the wrong things): There is no end to the number of blog posts, books, and other information you can read to learn how to do this yourself. If you have the time to spend, more power to you. But we can guarantee you will make mistakes along the way, and they’ll be costly: for example, if you buy the wrong duplex, it could cost you $200,000 (or more).
  • Take a different real estate course ($30,000 or more): Like we said, there are plenty of other real estate courses out there. They may even suck you in with a free seminar. But, surprise! There’s a sales pitch at the end, with a required investment of $30,000 or more…did we mention how much time you’ll spend learning information that doesn’t apply to a high-income earner like you?
  • Keep plugging away with stock market investing (and lose 7300 days of your life): Again, this strategy works, but it will take 20+ years to see it pay off. How old will you be by the time you achieve financial freedom? And are you really willing to push everyone and everything you care about into the corners of those 7300 days?

Or, you could take Zero to Freedom—and have the chance to achieve financial freedom in less than 5 years, without spending a dime more than you have to.

Take the complete Zero to Freedom training program, dripped out over 7 weeks. 

You’ll always have lifetime access to the course material, networks, and bonuses.

Ultimately, this isn't just about financial freedom.
This is about TIME freedom.

Time is the only thing you can truly never get more of. Once time is gone, it's gone forever.


Do you want to spend your waking hours at a job? Or do you want to have that time for yourself, your family, and all the things this world and this life have to offer?


* Semi-Retired MD’s websites may contain information regarding the historical investment performance of Semi-Retired MD’s owners, and/or testimonials of students depicting results that are believed to be true based on representations of the persons voluntarily providing the testimonials. Semi-Retired MD has made the best effort to accurately represent our products and services and their educational value. However, students’ results have not been tracked, and past performance is not necessarily indicative of future results or representative of the average experience. We are showcasing exceptional results, and you should not rely on any such past results as any kind of promise, guarantee, or expectation of any level of success or earnings. Your results will be determined by a number of factors over which we have no control, such as your risk mitigation practices, financial condition, investment preferences, experiences, skills, level of effort, education, market dynamics, and luck. Examples of actual results can be verified upon request. For further information, please read our Terms of Use and Disclaimer, or contact us here.


We ask for your home mailing address (first and last name, street, city, state, and zip) to send packages and/or love letters to you! Phone number is optional, but encouraged.

Contact information

Billing address

Payment information

You will not be charged for this purchase, but if you choose to make an optional purchase later, this card info will be used to complete that transaction!

Zero to Freedom Winter 2022$3199

  • Total payment
  • 1xZero to Freedom Winter 2022$3199
    -+

All prices in USD